Home Loans
Finding you a loan with a good interest rate, benefits and long-term viability
WMS Finance
Jason Tyrrell is the owner of WMS Finance. He has over 12 years of experience as a financial broker and has assisted both first home buyers and experienced investors. ensuring that WMS Finance offers outstanding service to clients.
Jason has a bachelor honours degree in urban economics and a diploma in accounting. He is a member of the MFAA and holds his Diploma in Mortgage Broking. He is also a qualified accountant and is an expert at providing relevant loan outcomes in all aspects of the property purchase, including maximising tax deductibility through loan structure. He has a background as a property economist and has a passion for assisting people in all financial aspects of property.
Jason works also works closely with accountants and financial planners. Apart from residential loans, WMS specialises in SMSF loans and commercial property loans, providing Wholistic Mortgage Solutions.
Our Services
Explore our range of finance solutions and personalised guidance
Investment Loans
Offer you a relevant product which is in line with your investment strategy, taking into account tax implications
SMSF Loans
A range of financing options specifically tailored for SMSF borrowing
Commerical Loans
Finance options to grow your business or looking to purchase a commercial property
Construction Loans
If you are building on vacant land or undertaking major work on an existing property, we can assist
Alt Doc Loans
Particularly suitable for self-employed applicants or in a scenario involving irregular income
Discover Our Story & Mission
Embark on a journey with us for a stress-free loan process
We offer wholistic mortgage solutions. We have a panel of over 30 lenders that we work with, ensuring your product needs are met. Our expertise empowers your financial success.
Our goal is to listen and understand your needs, provide highly professional and competent advice, find the best solutions and help you select the loan product that would be most suitable.
We assist you during the application process through to settlement, making the whole process as smooth as possible for you. We then provide ongoing loan health checks and are always available to assist. Please feel free to reach out at any time to arrange an obligation free appointment on 0427 485 292 or email jason@wmsfinance.com.au.
Why Choose Us
Maximize your returns and ensure compliance with our comprehensive tax solutions and personalised guidance.
Lender options
The lender panel has been carefully assembled and is continually reviewed to ensure our product range remains highly competitive and meets the varied needs of our clients.
Personalised Guidance
We understand your unique situation and provide tailored advice to optimize your loan strategy. We specialise in loan structuring to also take into account future possibilities.
Availability
A dedicated broker will meet you at your convenience, whenever is suitable for you. You will have access to accounting services, property investment options, insurance and financial planning.
A no cost service
W ensure you get the most appropriate loan given your requirements without charging you any fees. We are renumerated by lenders. This has no impact on the interest rate options or lender fees.
Frequently Asked Questions
Answers to commonly asked questions about our services.
Does it cost to use the services of WMS Finance?
WMS is a no cost mortgage broking service for you. We will find you a suitable loan, relevant to your requirements, hassle and cost free. Our fees are paid for by the lender, with no impact at all on your loan in terms of the interest rate and lender fees.
How much can I borrow?
Your maximum lending capacity varies from lender to lender. Many online "How much can I borrow" calculators can be misleading. We use custom software to accurately estimate your borrowing limit. Contact WMS Finance for an accurate assessment of your borrowing capacity.
What size deposit do I need?
It is generally a minimum requirement to have saved at least 5% of the purchase price. A 10% deposit will increase the number of lender options and also increase the chance of obtaining a lower interest rate. A 20% or greater deposit (or equivalent equity in another property) will avoid the mortgage insurance premium and further increase the likelihood of the lowest possible lender interest rate.
Are government grants and schemes available?
WMS is accredited with many lenders participating in the First Home Guarantee (FHBG). This was previously known as the First Home Deposit Scheme and allows First home buyers to avoid Lenders Mortgage Insurance for a deposit as low as 5%. Please contact us if you would like to find out more about possible concessions and stamp duty exemptions.
